USDC is the first significant EMT under MiCA; EBA and ACPR take oversight on 12 November

The day away from Cardano and Bitcoin was about regulation, banks and finality on other chains. The freshest European line sits with USDC.

USDC, banks, tokenisation

Kriptoteme on 15 October writes that EBA named USDC the first significant EMT among 46 EMT tokens. Dual EBA + ACPR oversight starts on 12 November 2026. USDC has about $73 billion, USDT about $184 billion in market value. CryptoSlate and LiderMedia confirm the same line.

Payward (Kraken's parent) is buying Lithuania's Saldo Bank (€163.9 million in assets at end-2025) for an undisclosed sum, with completion in 2027 — according to the FT the first EU bank takeover by a crypto firm. Standard Chartered in the UAE opens BTC/ETH from bank accounts in Dubai under VARA and Zodia Markets. BNY and Citadel tested tokenised US Treasuries as collateral in an overnight repo.

Quantum, FBI, Solana, the rest

Coinbase, which holds about 5 percent of all BTC, calls for urgent Bitcoin preparation for quantum computers; on the table are P2MR (BIP 360), P2TRv2 and a “1 of 2” key model. The FBI seized 112 servers and shut 241 pages of a fake refund network. VanEck withdrew its Lido staked Ether ETF filing. Perpetuals.com aims at tokenised US equities under the SEC innovation exemption, earliest mid-November.

Solana Alpenglow is set for 21 October: replacing TowerBFT, a finality target of about 150 ms, epoch 1064 around 17:00 CEST. Australia tightens exchange rules ahead of the 2027 deadline. The French 31.4 percent tax on swaps into MiCA EMTs remains on the plenary of 20 October. Hacken counts about $1.18 billion in Q3 hack losses, of which Bitget $387 million and Liquid $320 million.

Sources: Kriptoteme on USDC / MiCA, CryptoSlate, LiderMedia, Coinbase quantum, FBI, VanEck, Kraken / Saldo, crypto.news, Payward, Solana Alpenglow, Cointelegraph, Hacken Q3.